As a homeowner, you may need an Appraisal of your home for a variety of reasons. Whether you want to determine the value of your home prior to listing it on the market, refinance your mortgage, acquire a home equity line of credit, or even remove a PMI burden from your loan payments. Whatever your reason, you can be certain that an Appraisal from us will serve your needs and be confident that it will be professional and of the utmost quality.
For Sale By Owner
Selling your own home can be difficult. As a home owner you have an emotional attachment to your home that makes it difficult for you to be objective. This is where an experienced Appraisal professional comes in. Our job is to provide an unbiased opinion of market value based on facts and not emotion. We may not tell you what you want to hear, but you can be assured that we tell you exactly what you need to know. We can help you in establishing a realistic listing price based on the market and not your emotional attachment to your home. Unlike a Real Estate Agent who can benefit from either a lower or higher sales price, we have no stake in the eventual sale so you can be sure our opinion is unbiased.
Most lenders have their own go to Appraisers when performing refinance transactions, but most are open to suggestions if you have a preference. Be sure to request us to perform your Refinance Mortgage Appraisal and have confidence that it will be performed in a timely and professional manner. It is likely that we are already on the approved list of your lender, but in the rare case that we are not, that can be quickly resolved.
Private Mortgage Insurance is a common thing nowadays with the decrease in the required down-payment for most home loans. But did you know you are only responsible to pay for PMI until the ratio between your loan balance and the value of your property is 80%? If your home is located in an area with appreciating values, this threshold may arrive sooner than you think.
Have you recently received an Appraisal and just weren’t sure about the value. Or maybe you just wanted someone to double check the report because you didn’t have the expertise? We possess the experience that can only be gained by conducting hundreds of Review Appraisals. We are industry leaders in Appraisal review, so rest assured in our hands.